Era Hukum, Vol 3, No 14 (2007)

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SISTEM PEMBIAYAAN MELALUI PRINSIP MUDHARABAH BANK SYARIAH

Prihatini Adnin

Abstract


Indonesia Muamalat Bank is a general bank which implements its activities based on the Sariah law. One of its form of financing offer uses the principle of mudharabah. The financing with this system has such a big risk that enables the bank customer to breach the regulation in returning the fund to the bank. The solution is that the bank should give the chance by extending the time limit to the customer in returning the fund. When the customer fails to return it, bank will make auction all the guarantee to pay back the customer’s debt.

 


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